You could have learn lately that Tesla, as a carmaker, has the very best accident fee of any vehicle producer in the USA. And whereas that’s a fairly clicky headline, it’s not essentially true.
The information used to again up these phrases got here from LendingTree, which is an internet lending market. Researchers from the web site checked out tens of thousands and thousands of insurance coverage quotes from Nov. 2022 by way of Nov. 2023.
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The outcomes have been compiled in a listing that reveals the very best and worst drivers by automobile model in each state. In different phrases, it’s the drivers that come below the microscope, and never the marque itself–to not take Tesla’s facet right here, however info are info.
Throughout the analyzed interval, Tesla drivers had 23.54 accidents per 1,000 drivers on a national degree, adopted by Ram with 22.76 accidents and Subaru with 20.90 accidents. That stated, we have to do not forget that these numbers come from insurance coverage quotes, not service knowledge. A driver who has an accident on his document from when he owned a Ford purchased a Tesla and is seeking to get insurance coverage, therefore the variety of Tesla drivers which have been in an accident will increase.
Against this, drivers of automobiles made by manufacturers that now not exist right this moment (and are rarer sights on the roads) are on the backside of the checklist. Pontiac drivers have an accident fee of 8.41 per 1,000 drivers, Mercury has 8.96, and Saturn has 9.13.
Relating to incidents on the whole, which embody accidents, DUIs, dashing, and citations, Ram drivers have the very best fee with 32.90 driving incidents per 1,000 drivers, adopted by Tesla with 31.13 incidents and Subaru with 30.09 incidents per 1,000 drivers.
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LendingTree says that it’s arduous to nail down why sure manufacturers might have increased accident charges than others, however {that a} higher-powered car could make a dent within the statistics. And Tesla, in addition to Ram, makes some fairly spectacular autos, a minimum of in the case of energy.
That stated, whereas researching this story, I got here throughout the same examine from digital insurance coverage agent Insurify which has fully totally different outcomes. The web site checked out its database of greater than 4.6 million automobile insurance coverage purposes to determine the automobile fashions with essentially the most accidents in 2023 (the outcomes have been printed in June).
Lengthy story brief, this examine has no Tesla fashions in any way in its prime 10 checklist of automobile fashions with essentially the most accidents this yr (primarily based on the proportion of drivers with a previous at-fault accident on document).
The Audi S4 tops that checklist, adopted by the Scion iA and the Chevrolet Volt. However, once more, it is the drivers, not essentially the automobiles that must be checked out.
Regardless of the case, it is clear that it doesn’t matter what automobile you drive, accidents can occur. So keep protected on the market and attempt to maintain out of the statistics.