Culling information from greater than 4.6 million vehicle insurance coverage purposes, researchers on the Insurify insurance coverage comparability market picked a winner — or extra to the purpose, a loser — in its willpower of the automobile mannequin with probably the most accidents to this point in 2023: the Audi S4.
Why does the sporty, luxury-class German sedan rank so excessive (or so low)? The group discovered that S4 drivers, piloting a automobile with nearly 350 horsepower, are amongst those who gather probably the most dashing tickets, and that they get into accidents at a price 54 p.c larger than the nationwide common.
If the S4 isn’t a shock with an at-fault accident price of 11.7 p.c, think about the “household pleasant” model that seems thrice on the Insurity listing: Subaru. It’s represented by three fashions, together with the turbocharged WRX and XV Crosstrek, and on the better-performing backside of the listing, the Subaru Impreza, with an accident price of 10.3 p.c.
In 2023, 7.6 p.c of U.S. drivers had been concerned in no less than one at-fault accident within the prior seven years. For drivers of automobiles on this listing, the common at-fault accident price was 10.5 p.c, that means these drivers are 1.4 occasions as more likely to have an at-fault accident on file.
In keeping with its assertion, the Insurity information science group explored key security options, driver habits, and Insurance coverage Institute for Freeway Security (IIHS) evaluations to pinpoint attainable causes behind these automobiles’ excessive accident charges.
Following is the listing, counting right down to the fashions with most reported accidents:
10. Subaru Impreza (Proportion of drivers with a previous at-fault accident on file: 10.3 p.c; MSRP (base mannequin): $19,795)
9. Kia Niro (Proportion of drivers with a previous at-fault accident on file: 10.4 p.c;MSRP (base mannequin): $26,590)
8. Chevrolet Silverado LD (Proportion of drivers with a previous at-fault accident on file: 10.4%, MSRP (base mannequin): $34,500)
7. Subaru XV Crosstrek (Proportion of drivers with a previous at-fault accident on file: 10.5 p.c, MSRP
6. Subaru WRX.(Proportion of drivers with a previous at-fault accident on file: 10.7percentMSRP (base mannequin): $29,605)
5. Toyota GR86 (Proportion of drivers with a previous at-fault accident on file: 10.8 percentMSRP (base mannequin): $29,900)
4. Hyundai Veloster N (Proportion of drivers with a previous at-fault accident on file: 10.9 p.c; MSRP (base mannequin): $32,500)
3. Chevrolet Volt (Proportion of drivers with a previous at-fault accident on file: 11.0 p.c;MSRP (base mannequin): $33,520)
2. Scion iA (Proportion of drivers with a previous at-fault accident on file: 11..5 p.c;MSRP (base mannequin): $15,700
1. Audi S4 (Proportion of drivers with a previous at-fault accident on file: 11.7 p.c;MSRP (base mannequin): $51,900)